Where can I find IFSC Code ?

Where can I find IFSC Code ?

IFSC Codes are very much needed by people for fund and security transfer through electronic transaction media. IFSC code is Indian Financial System Code. Every bank branch has a unique IFSC code. Electronic transaction gives customer facility to transfer fund very fast to any branch of bank provided with IFSC code. This is a compulsion to know this code in order to complete transaction with accuracy. RBI has provided every bank IFSC code and its detail is always available at bankkhojo.com .


What does IFSC code contain?

IFSC code contains 11 characters which are made of either alphabets or numbers. First four are always alphabets, are to identify bank and last six could be any of both alphabets and numbers and shows branch of that bank. Fifth letter of this code is zero (0). For example, CNRB0000325 is IFSC code. CNRB represents bank name which is Canara bank, fifth character is always 0 and last 6 characters 000325 represents branch of Canara bank which is MG road Indore in this case.

Why IFSC code is required?

These days NEFT and RTGS has become most common route of fund transaction. NEFT is National Electronic Fund Transfer in which bank performs 12 settlements in a day from Monday to Friday and 6 settlements on Saturday. RTGS is Real Time Gross Settlement and bank will transfer money in real time.  As fund is transferred to a specific bank branch via these transactions, IFSC code has become most important to identify bank branch.

Where one can find IFSC code?

Finding IFSC code is common problem faced by number of bank customers these days, but they are not aware how easy it is to find it. Following ways are to Find IFSC codes:

  • By simply visiting the bank branch.

  • By visiting RBI official website which contains al IFSC codes.

  • By checking cheque of that bank branch, as cheques contains IFSC codes.

  • By visiting number of sites at internet e.g  bankkhojo.com but for this one should know about bank name, state, city and branch of bank.

  • Some of these sites are:




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